As AI adoption accelerates across every sector, organizations are creating new forms of risk that insurers, regulators and risk managers are only beginning to understand. In this session, we’ll explore how the industry can develop a practical framework for understanding and measuring AI risk before significant loss events emerge.

• Explore the emerging spectrum of AI-driven risks, from model failure, hallucinations and data leakage to professional liability, operational disruption and systemic accumulation
• Is AI becoming a standalone risk class, like cyber? Examine the potential for a "silent AI" challenge across existing insurance portfolios
• Who is exposed—and where are the first losses emerging? Review developments across professional services, financial institutions, healthcare, manufacturing and technology sectors
• Address the data challenge: With limited claims history and evolving legal frameworks, how can insurers quantify, monitor and price AI-related exposures?
• Governance, oversight and accountability: What controls, frameworks and risk management practices should organisations implement today?

• Cyber insurance took over a decade to mature — is AI risk following the same path, and what's really driving risk mitigation today versus hype?
• What does realistic market growth for AI-specific coverage look like, and which predictions are grounded versus wishful?
• With claims history still thin, can insurers underwrite AI risk with real confidence — or is this premature?

• Examine how market forces are accelerating the shift from pilot programs to real-world deployment of robotics, autonomous systems, and physical AI
• Unpack the evolving liability and regulatory landscape as physical AI reshapes traditional risk models — and what it means for insurers and risk managers
• Explore why resilience, governance, and insurance innovation are becoming critical differentiators for organizations navigating this new operational risk landscape

As companies deploy more AI agents, few can say how many they’re running or what those agents are allowed to do. This session shows how Harbor finds every agent across an organization, scores its operational, security and regulatory risk in real time, stops decisions that break policy before they take effect, and insures the risk that remains.

For the first time, machines are taking independent actions instead of making recommendations, and every liability statute, legal framework and insurance product we have was built for human failure. Amir Kabir maps the gap and argues that insurers, not regulators, will set the first rules for it.

• Phase one, two, three: what breaks when liability built on human-to-human failure meets machines that act
• From agents to autonomous vehicles to humanoids: the cases already showing where losses will emerge, and why AI is an accumulation risk, not an attritional one
• Insurers as the first regulators: the products, underwriting requirements and partnerships carriers should build before the frameworks catch up

Keynote Presentation - To Be Announced Shortly

The insurance market is beginning to respond to AI-related exposures, but significant questions remain around coverage design, underwriting methodology and risk quantification. So how will the insurance industry underwrite, price and transfer AI risk over the next decade? And what will a mature AI insurance market look like?

• Tackle the liability question: When AI causes harm, who is responsible—the user, developer, software provider, model owner or enterprise deploying the technology?
• What do regulators and industry frameworks demand? Examine the implications of emerging governance standards and regulatory oversight
• How are insurers adapting policy wordings, exclusions and coverage across Cyber, E&O, D&O, Tech E&O and Professional Liability lines?
• Explore affirmative AI coverage, AI warranties and emerging insurance products designed specifically for AI-related risks
• Debate the future of AI risk transfer: What products, underwriting approaches and partnerships will define the next generation of coverage?

WHO WILL BE ATTENDING?

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